If one of your employees is injured at work, you should make sure they receive treatment as soon as possible. Following an incident, your employee can institute injury litigation with your workers’ compensation insurance to get vital benefits such as bodily damage insurance that covers the medical treatment.
Depending on the region, different state regulations apply to this coverage. Workers’ compensation is usually required if your company employs employees. Even if your company is not compelled to have this coverage, it is a smart idea to acquire it. Many employees who have been injured at work seek slip and fall attorneys with adequate knowledge on how to handle a personal injury case to sue their employers for medical expenditures.
If you don’t have insurance cover, you will be financially accountable for compensating all personal injury victims injured in your business. It’s crucial to remember that you normally don’t require insurance for independent contractors you recruit for your business and that workers’ compensation does not include personal injury claims that happen outside the workplace.
Each year, there are thousands of different personal injury case. Yet in many ways, the public at large doesn’t know exactly what those cases cover, or for that matter what personal injury claims really are by definition. There are many different types of personal injury cases out there, and many different reasons why someone would need a personal injury lawyer. But in cases like these, it’s extremely important to act fast. It’s good to know ahead of time whether or not you have the potential for a claim, and to do so you should acquaint yourself with what it means to have a personal injury claim. With that being said, let’s take a look at some of the main types of personal injury claims out there, and how they may or may not apply to you.
1. Medical Malpractice
There’s a good chance that you’ve heard of medical malpractice; but there’s an equally good chance that you might not know what it really means, or how prevalent it is. Medical malpractice claims are among the most well-known types of personal injury claims, and very rarely can they be done without an attorney’s help, if ever at all. This is because, when going after a medical malpractice claim, your opponent is not only a doctor but the hospital standing behind that doctor. There are different types of medical malpractice: those that occur during surgery, and those that involve errors in diagnosis. Errors in diagnosis make up about 46% of all inpatient claims, while errors during surgery make up 34% of all malpractice claims. There are several different ways that these claims can be resolved. Either the plaintiff wins the case; they lose the case; or they settle with the doctor or hospital. Winning is the ideal result, in which case the plaintiff gets what they asked for. Settling is, however, another favorable outcome, resulting often in a good sum of money that will cover expenses related to the personal injury. Of the cases that make it to court trials, plaintiffs usually win about 21% of the total cases. On the other hand, settlement-based resolutions favor the plaintiff in 61% of cases. Medical malpractice can be an emotional matter, but the fact is that if you act with an attorney’s help, you have a good chance of getting the result that you want and need.
2. Drunk and Distracted Driving Car Crashes
Drunk driving accidents are terrifying, and often have brutal results. Perhaps the worst thing about these kinds of accidents, however, is that they’re completely avoidable. Distracted drivers — including drivers who text or talk on their phones will driving — were responsible for the deaths of 3,154 people. 424,000 people were injured in wrecks involving distracted drivers. If you or a loved one has been involved in an accident with a drunk or distracted driver, you could win or settle a personal injury case. The fact is that there is much that can be done for these cases. They’re well-documented by law enforcement, giving an extensive record to draw from. And if you have been the victim of a drunk or distracted driver, you deserve to be compensated for your physical and emotional distress. Furthermore, these cases will hopefully teach the drivers involved to be more responsible in the future.
Defamation is a less physical type of personal injury, but it’s also very damaging. By definition, defamation refers to the spreading of malicious rumors or false information that causes a personal emotional distress or impede their ability to run a success business or career, among other things. Defamation can have an extreme impact on someone’s life, and shouldn’t be underestimated. If you plan on pursuing a personal injury case, try to have as well-recorded a history of your defamation as possible. A lawyer can help, but you need to do your part as well.
These situations can all be rough, but try not to feel beaten down. With the help of an attorney, you can indeed get through these crises with positive results.